Company Platinum Plan

Employers protecting their most valuable asset: their employees.

The Bupa Company Platinum Plan is increasing in popularity as more employers appreciate the value of protecting their staff from the financial impact of sickness.

 

Small and flexible, but also vulnerable

Many small business owners say that health insurance for employees is a luxury they simply
cannot afford. But not taking out health coverage for employees makes small businesses especially vulnerable. They stand the risk of losing their top employees, may not be able to attract talent, and in the case of long term illness among key members of staff, the company loses a serious competitive advantage. When it comes to benefits in a small company, dropping health insurance can often be one of the worst areas to save money.

 

Key Features

  • A choice of coverage in Latin America only or worldwide coverageage, including the USA.
  • A range of individual or family deductibles.
  • 100% coverage during hospitalization.
  • An optional 80% coverage for out-patient services such as visits to a doctor or, specialist, physiotherapy, etc., with an out-of-pocket maximum of USD1,000.
  • 100% coverage for evacuation, included in the plan at no extra premium.
  • Congenital and hereditary conditions coverageed up to USD500,000.
  • A choice of annual limit per member of USD2,000,000 or USD1,000,.000.
  • Maternity coverageed up to a total of USD6,500 for normal delivery, or USD10,500 for caesarean delivery each membership year.
  • Free choice of hospitals in the chosen region.
  • Medical history disregarded with a loading of ten percent for groups of 50 or more.*
  • Access to the United Healthcare network of hospitals in the United States.

MHD plans are subject to the receipt of two years' claims history and the approval of our actuarial department

 

 

Premium discounts

Groups of 5 to 9 employees have an average 5% higher premium rate than groups with 10 or more employees. We offer discounts for larger groups based on the size of the company:

  • 10% discount for 20-39 employees
  • 15% discount for 40-59 employees
  • 20% discount for 60+ employees

 

 

Please provide the following employee details:

Company Registration Certificate from the relevant local authorities showing a minimum of one year's registration.

Letter signed by the Human Resources Department on company letterhead, listing and confirming all the insured employees of the company.

For a group with less than ten employees, we require details of all employees to be insured, including their duties, job title, hours worked and annual salary. For larger group plans, we require for employee's job titles and duties.

 

 

For more information or to get a quote:

Please contact us at platinum@bupa-intl.com

 

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contact information icon Call +1 (305) 398-7400 for more information Separation bullet Bupa Latin America and the Caribbean: 7001 Southwest 97th Avenue, Miami, Florida 33173, U.S.A.